Whenever you rent a car, the rental company will attempt to sell you an insurance package for an additional (and sometimes hefty) cost. The decision to purchase or decline the insurance can be hard to make – how do you know if you really need it?

The answer, of course, is “it depends.” Every driver has his or her own unique circumstances to consider, so it’s not easy to come up with a clear-cut answer for all. According to Autos.com, the number of drivers who buy the insurance is roughly the same as those who decline it.

In this article, we’ll lay out some of the pros and cons of buying car rental insurance that may help you make your decision. Here’s something to remember: Car rental companies do not put all the information about their insurance policies on their websites. Be sure to call or visit their office in person to get that information. Continue reading →